Living a congruent life is when you act in direct accordance with your dreams, desires, beliefs, values, mission and goals. You do not let the words or thoughts of others affect your approach to the world.
You take your own unique path paved by the understanding of yourself, what it is you stand for and are passionate about adding to this world and setting your life up so that you can act in line with these beliefs on a daily basis.
All human beings are born with inherited virtues. Virtues are positive traits or qualities deemed to be morally good and thus is valued as a foundation of principle and good moral being.
To live a congruent life we have to free ourselves from the conditioning of society and regain our authentic self. The only way to achieve this, is to find our true self through meditation, prayer or contemplation.